Calculator
Free CPF calculator
Enter a monthly wage and a few details about the employee to see the employer and employee CPF contributions, with each step explained.
- No sign-up
- Nothing you type is stored
Your result appears here
It updates as you type. Fill in the details on the left.
- Monthly wage (needed)
- Date of birth (needed)
Covers ordinary wages only. Bonuses and other non-monthly payments aren't included yet.
Do this for your whole team every month?
Save your staff once, type the wages, and download the CPF upload file. Free for up to 3 staff.
How the numbers work
Five rules decide every figure above. Here is each one in plain words.
Low wages
Wages of $50 or less a month: no CPF is due. Above $50 up to $500: only the employer contributes. Above $500 up to $750: the employee's share phases in. Above $750: full rates apply.
The $8,000 ceiling
Only the first $8,000 of ordinary wages each month attracts CPF.
Age and PR year
The rates depend on the employee's age group, and for permanent residents on how long they have held PR status. Age groups change from the month after the birthday month.
Rounding
The total contribution is rounded to the nearest dollar, the employee's share drops the cents, and the employer pays the difference.
Foreign employees
Foreign employees don't receive CPF contributions. Some may still contribute to a self-help group fund such as MBMF or SINDA.
Paying staff every month?
Wageclerk keeps your roster, works out CPF for each person and builds the EZPay file for you. Free for small teams, no card needed.
Wageclerk is an independent tool and is not affiliated with or endorsed by the CPF Board. This calculator is a guide, so check important figures against the CPF Board's own calculator before you submit.